Built for Financial Advisors

Your Practice's Client Intelligence,Accessible in Seconds

Built to help financial advisors preserve client relationships, document investment strategies, and plan succession. Turn decades of client knowledge into institutional intelligence.

14-day free trial • $299/advisor/month • SEC compliant

Client History Memory
24/7
AI Coach Available
All
AI Models
100%
Secure & Compliant

A Week Managing Clients: Before vs After Perpetual Core

See how Perpetual Core transforms client relationships and practice efficiency

Before Perpetual Core

Traditional Advisory Workflow

Monday - Client Review Prep

Quarterly review with the Johnsons tomorrow. Frantically search through email, CRM notes, and old files to remember their goals, concerns, and investment rationale. Takes 90 minutes.

⏰ 90 minutes searching scattered notes
Wednesday - Lost Investment Context

Client asks why you recommended municipal bonds 2 years ago. Can't remember the specific rationale. Explanation feels generic. Client loses confidence.

⏰ Trust erodes from forgotten details
Thursday - Compliance Scramble

Compliance audit. Need to document suitability justifications for 50 clients from last year. Dig through meeting notes and emails. Some context is just... gone.

⏰ 6 hours on compliance documentation
Friday - Follow-Up Failures

Realize you forgot to follow up with 3 prospects and missed a client's daughter's college planning deadline. Feel overwhelmed by details slipping through cracks.

⏰ Client relationships suffer
Weekly Impact:Stressed
Lost context • Forgotten details • Compliance anxiety

After Perpetual Core

AI-Powered Advisory

Monday - Client Review Prep

Ask AI: "Show me everything about the Johnsons." Get instant access to investment goals, risk tolerance changes, family updates, and portfolio rationale. Prep in 10 minutes.

⏰ 10 minutes with complete context
Wednesday - Perfect Investment Recall

Client asks about muni bonds. AI instantly surfaces: "Tax optimization for high-income year, state-specific benefits, capital preservation goal before daughter's college." Client impressed.

⏰ Trust strengthened by perfect recall
Thursday - Compliance Made Easy

Compliance audit. AI pulls complete suitability documentation, meeting notes, and investment rationales for all 50 clients instantly. Everything documented, searchable, and audit-ready.

⏰ 45 minutes with complete documentation
Friday - Automated Follow-Ups

AI reminded you Monday about all follow-ups and deadlines. College planning discussion happened on time. Prospects received personalized check-ins. Clients feel valued.

⏰ Exceptional client service, zero stress
Weekly Impact:Confident
Complete context • Perfect recall • Compliance confidence

Illustrative example showing potential improvements. Actual results vary by practice size and client complexity.

80%
Less Prep Time
Hours
Saved Per Week
Better
Client Retention
Your Practice's Institutional Brain

Preserve 30 Years of Client Relationships

When advisors retire or sell practices, client knowledge and relationship history disappears. Perpetual Core captures and preserves your practice's client intelligence so value transfers completely.

Without Perpetual Core

Client Knowledge Walks Out

When experienced advisors retire, decades of client preferences, family situations, investment rationales, and relationship nuances disappear forever.

Devastating Client Attrition

Industry average: 40% of clients leave within 2 years of advisor transition. They don't trust the new advisor who knows nothing about their situation.

Lost Practice Value

Buyers discount purchase price when client knowledge isn't documented. Your 30-year practice sells for far less than it's worth.

New Advisors Start Blind

Junior advisors inheriting clients know nothing about investment history, family dynamics, or why portfolios are structured as they are.

With Perpetual Core: Your Institutional Brain

Complete Client Context Preserved

Capture every client conversation, investment decision, family situation, and relationship detail. Knowledge stays with the practice forever.

Exceptional Transition Retention

Buyers access complete client history instantly. They call clients knowing everything. Retention rates jump to 90-95% instead of industry avg 60%.

Maximize Practice Value

Documented client intelligence increases practice value by 25-40%. Buyers pay premium for transferable institutional knowledge.

Instant Onboarding for New Advisors

New advisors ask AI about any client and get complete history. They're productive from day one with decades of relationship context.

Real-World Example: Senior Advisor Practice Sale

How one advisor preserved 30 years of client relationships and maximized practice value

The Situation

Senior advisor with 30 years of experience and $500M AUM retiring. Planning to sell practice to junior partner. Clients nervous about transition—they've worked with him their entire adult lives. Most client knowledge (preferences, family situations, investment rationale) lived in his head. Buyers worried about retention and offered 30% below market value.

The Perpetual Core Solution

Six months before sale, uploaded to Perpetual Core:

  • Complete client communication history spanning 30 years
  • Investment rationales and portfolio decision documentation
  • Family situations, goals, risk tolerance changes over time
  • Client preferences, communication styles, and relationship history

The Result

The buyer accessed complete client context before first conversations:

  • Called clients knowing their children's names, career history, and financial goals
  • Explained exact reasoning behind current portfolio positioning
  • Clients felt continuity—"He knew everything about us from day one"
  • Retention: 95% vs industry average 60%
  • Practice sold for 35% above initial offer due to documented knowledge transfer

The Bottom Line: Your practice's client intelligence becomes a transferable asset worth hundreds of thousands more in sale price. Clients receive seamless transitions instead of starting over with strangers.

Featured: Your 24/7 Practice Assistant

Your AI Coach, Always Available

Never feel unprepared for client meetings or compliance questions. Your AI coach answers questions 24/7 and helps you access any client information instantly.

Ask Anything, Anytime

Need to remember why you recommended that tax strategy? Want to recall a client's investment timeline? Preparing for a review? Just ask your AI Coach.

Instant Client Context
Get complete client history, goals, and portfolio rationale in seconds before any meeting.
Investment Rationale Recall
Never wonder why you made a recommendation. AI surfaces exact reasoning from your notes.
Compliance Support
Ask about suitability standards, documentation requirements, and regulatory guidelines.
Always Learning
The more you document, the smarter your AI Coach becomes about your practice.

AI Coach in Action

Real example conversation

"Tell me about the Anderson family's investment goals and risk tolerance."

Here's the Anderson family context:

  • Primary Goal: Retire at 65 (7 years) with $120K annual income
  • Risk Tolerance: Moderate-conservative (changed from aggressive in 2021 after market volatility concerns)
  • Key Preferences: ESG investing, avoid individual tech stocks
  • Recent Update: Daughter starting college fall 2025—529 funded

💡 Note: They're nervous about bond losses. Good opportunity to discuss duration strategy.

"Why did we shift them to moderate-conservative in 2021?"

March 2021 meeting: They experienced stress during COVID volatility and wanted to reduce equity exposure as retirement approached. You recommended shifting from 80/20 to 60/40 allocation to improve sleep quality while maintaining growth potential.

Common Questions Your AI Coach Can Answer

Access any client or practice information instantly

Built for Financial Advisory Workflows

Everything you need to manage clients, ensure compliance, and plan succession

Client Relationship Intelligence

Capture every client interaction, preference, and relationship detail. Build deeper trust through perfect recall of goals, family situations, and communication history.

Investment Strategy Documentation

Document portfolio rationale, suitability justifications, and investment decisions. Never forget why you made a recommendation or struggle with compliance audits.

Compliance & Regulatory Support

Maintain audit-ready documentation, track suitability standards, and access regulatory guidelines. SEC compliant with complete audit trails and encrypted data.

Estate Planning Knowledge Base

Store estate planning documents, beneficiary designations, and trust information. Help clients and heirs access critical information when needed most.

Portfolio Rationale Tracking

Document why every position exists in every portfolio. Explain recommendations years later with complete context and original reasoning intact.

Practice Succession Planning

Preserve institutional knowledge for transitions. Maximize practice value with documented client intelligence that transfers seamlessly to buyers.

How Financial Advisors Use Perpetual Core

Built to solve the real challenges advisors face every day

Client Review Preparation

Before quarterly reviews, ask AI for complete client context. Get instant access to goals, portfolio changes, family updates, and conversation history. Cut prep time from 90 minutes to 10.

Access complete client history in seconds
Review investment rationale and goal progress
Prepare personalized discussion points

New Client Onboarding

Document discovery conversations, risk assessments, and financial goals. Build complete client profiles that serve you for decades. Never lose critical information again.

Capture goals, risk tolerance, and preferences
Document family situations and financial history
Build foundation for long-term relationship

Succession Planning

Transfer complete client knowledge to successors. Maximize practice value with documented institutional intelligence. Achieve 90%+ client retention through seamless transitions.

Document 30+ years of client relationships
Successors access complete context instantly
Increase practice sale value 25-40%

Regulatory Compliance

Maintain audit-ready suitability documentation automatically. Track all client interactions and investment rationales. Respond to compliance requests in minutes instead of days.

Complete audit trails for all decisions
Instant suitability documentation retrieval
SEC compliant record-keeping

How Financial Advisors Use Perpetual Core

Built to preserve client relationships, ensure compliance, and maximize practice value

Document Every Client Interaction

After meetings, calls, and emails, capture key details: goals discussed, concerns raised, decisions made. AI organizes everything automatically and makes it instantly searchable.

Access Complete Context Instantly

Ask questions in natural language: "Show me the Anderson family's goals" or "Why did I recommend munis for this client?" Get complete answers from decades of documentation in seconds.

Build Institutional Knowledge

The more you document, the more valuable your practice becomes. Client intelligence compounds over years, creating transferable institutional knowledge worth premium multiples.

Built to Solve Advisory's Biggest Problems

Lost Client Context

Advisors forget critical details about client situations, preferences, and investment history. Scrambling to remember context before meetings damages trust and wastes hours searching notes.

Succession Nightmares

When advisors retire, client knowledge walks out the door. Buyers struggle with transitions. Retention plummets. Practice values drop 30-40% due to undocumented relationships.

Compliance Anxiety

Advisors panic during audits because suitability documentation is incomplete or lost. Scrambling to reconstruct investment rationales from memory creates regulatory risk.

Perpetual Core Changes This

Preserve complete client context forever. Transfer knowledge seamlessly to successors. Maintain audit-ready compliance documentation automatically. Build a practice worth 40% more.

Traditional Advisory Practice vs Perpetual Core

See exactly what changes when advisors adopt Perpetual Core

Feature
Old Way
Perpetual Core
Client Review Preparation
90 minutes searching notes, emails, CRM
10 minutes with complete client context instantly
Investment Rationale Recall
Vague memory or 'I don't remember why'
Exact reasoning with full context from your notes
Compliance Documentation
6+ hours scrambling during audits
45 minutes—everything documented and searchable
Practice Succession
40% client attrition, knowledge lost forever
95% retention—complete transfer of client intelligence
New Advisor Onboarding
Months learning clients through trial and error
Days—instant access to complete client histories
Client Follow-Ups
Forgotten commitments, missed opportunities
AI-powered reminders with full context
Estate Planning Tracking
Scattered documents, lost beneficiary info
Organized knowledge base accessible by heirs
Practice Valuation
Standard multiples, undocumented relationships
25-40% premium for documented client intelligence
Relationship Depth
Clients feel like numbers—'He forgot my situation'
Perfect recall creates trust—'She remembers everything'
CRM Integration
CRM has facts but no context or reasoning
AI adds institutional memory and decision context
Regulatory Compliance
Incomplete records, reconstruction from memory
Complete audit trails, SEC-compliant documentation

Bottom Line

Advisors using Perpetual Core save 10+ hours per week, achieve exceptional succession outcomes, and sell practices for 25-40% premium multiples.

See How It Works

Frequently Asked Questions

Everything you need to know about Perpetual Core for financial advisors

How do you protect sensitive client financial data?

Is Perpetual Core SEC compliant? What about regulatory record-keeping requirements?

Does Perpetual Core integrate with our CRM (Salesforce, Redtail, Wealthbox)?

How does Perpetual Core help with succession planning and practice sales?

What if I have junior advisors who need to access client information?

How much does it cost? Are there volume discounts?

What happens to my data if I cancel?

How long does implementation take for an advisory practice?

Can Perpetual Core help me prepare for client review meetings?

How is this different from just keeping good CRM notes?

What if clients ask how their information is being used?

Does Perpetual Core work for independent RIAs and broker-dealer reps?

Can Perpetual Core help with estate planning and beneficiary tracking?

What kind of support do you provide to advisory practices?

How does Perpetual Core help with compliance audits and regulatory exams?

Still have questions?

Schedule a call with our team. We'll answer all your questions and show you exactly how Perpetual Core works for financial advisors.

Simple Pricing for Financial Advisors

Preserve client relationships and maximize practice value

$299/advisor/month

Everything included. SEC compliant. No hidden fees.

Unlimited client documentation & history
Investment rationale & portfolio tracking
SEC-compliant record-keeping
All AI models included
24/7 AI Coach available
CRM integration (Salesforce, Redtail, etc.)
SOC 2 certified security & encryption
White-glove onboarding & training
Volume discounts (5+ advisors)15% off
Volume discounts (20+ advisors)25% off
Annual payment discountSave 20%
Money-back guarantee30 days
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Join advisors who are building institutional intelligence, maximizing practice value, and planning seamless successions with Perpetual Core.

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